Frequently asked questions
For educational purposes only. Not investment advice. These answers describe what bips·ai is and how it works; nothing here is a recommendation to buy, sell, or hold any security.
01What is bips·ai?
bips·ai is an AI stock research app for iOS and Android that builds the bull case and the bear case for any US-listed stock. It synthesizes fundamentals, technicals, news with sentiment, forward analyst estimates, and SEC Form 4 insider activity into one editorial read per ticker, with citations back to primary sources.
bips·ai is a research tool, not a signals service: it argues both sides of every ticker and leaves the conclusion to you.
02Is bips·ai investment advice?
No. bips·ai is for educational and informational purposes only and is not investment advice. It does not make buy, sell, or hold recommendations, and its maker, Pocket Atelier LLC, is not a registered broker-dealer or investment adviser. Verify all information independently before making any financial decision.
03Does bips·ai tell me which stocks to buy or sell?
No. bips·ai does not issue buy, sell, or hold instructions. For every ticker it builds the strongest bull case and the strongest bear case it can support with evidence, then shows you both and may summarize which side the current evidence favors. Presenting both sides is the product; the decision is yours.
04What data sources does bips·ai use?
bips·ai uses licensed market data and financial news from Financial Modeling Prep plus public-domain filings from SEC EDGAR, including Form 4 insider filings and 10-K and 10-Q reports. Analyses cite their sources inline so claims can be checked against the underlying material.
05Are the prices in bips·ai real-time?
No. Quotes in bips·ai are delayed at least 15 minutes and may refresh periodically while displayed. Every analysis carries an as-of timestamp. bips·ai is built for research, not trade execution, and its quotes are not executable prices.
06What are Today's Lens and the Weekly Market Theme?
Today's Lens uses one shared, event-aware ticker selection and editorial premise for each US market session; the analysis sections shown follow the user's plan. The Premium Weekly Market Theme is an AI-generated, evidence-validated theme with a related research watchlist, shared unchanged with every Premium subscriber. Neither publication is based on a user's watchlists, portfolio, goals, finances, risk tolerance, or location.
Neither feature is a recommendation to buy, sell, or hold an instrument. They are general research publications, and bips·ai cannot execute or manage trades.
07How much does bips·ai cost?
US pricing is Standard at $9.99 per month ($89.99 per year), Pro at $24.99 per month ($224.99 per year), and Premium at $49.99 per month ($449.99 per year). US annual prices are approximately 25% less than paying monthly for 12 months. Local prices, applicable taxes, and exact annual savings are determined by the App Store or Google Play and shown before purchase.
There is no free tier, but you can read one free sample analysis before subscribing. Eligible new subscribers may receive a 7-day Pro trial on Pro monthly or annual. Eligibility is determined by the app store, which may require a valid payment method; unless cancelled before the trial ends, it renews at the selected Pro price shown by the app store.
08Which platforms does bips·ai run on?
bips·ai runs on iOS and Android. There is no web or desktop app; bipsai.app is the marketing and documentation site.
09Which markets and assets does bips·ai cover?
bips·ai covers US-listed stocks on every plan. The Pro plan adds ETFs, and Premium extends coverage to cryptocurrencies, forex, and futures. Search any covered ticker and bips·ai serves or generates the two-sided analysis allowed by your plan's freshness level.
10How is bips·ai different from stock pickers and signal apps?
Signal apps output a single directional call and ask you to trust it. bips·ai does the opposite: it builds the bull case and the bear case for the same ticker, backs each side with evidence down to the SEC filing, and lets you weigh them. One-sided research invites confirmation bias; two-sided research is the antidote.
11Who makes bips·ai?
bips·ai is built by Pocket Atelier LLC, based in Austin, Texas. You can reach the team at support@bipsai.app.
Looking for the legal fine print? See the Terms of Use, thePrivacy Policy, and the fullDisclaimers. For background reading on the concepts bips·ai works with, see the Learn guides.